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Simply exploring options on IchhaMoney will not impact your credit score, as IchhaMoney does not itself perform a credit bureau check at this stage. If you proceed with a lender or lending partner, they may check your credit report as part of their application process. Any such check will be governed by the lender or partner's process and consent requirements.

The documents required may vary depending on the lender and the type of loan. Commonly requested documents include:

• PAN
• Identity proof
• Address proof
• Income or salary documents (may be required)
• Bank statements (may be required)

The exact documents required will depend on the lender's eligibility and verification process.

Depending on the lender's requirements, commonly accepted identity documents may include:

• Aadhaar
• PAN
• Passport
• Driving Licence
• Voter ID

The exact document accepted may vary by lender and product.

Depending on the lender's requirements, commonly accepted address proofs may include:

• Aadhaar
• Passport
• Driving Licence
• Voter ID
• Utility bill, where accepted

The exact proof required may differ depending on the lender and product.

We take the security and responsible handling of your information seriously. Your information is used for your financial-product journey and may be shared with relevant lending or financial partners where required to help process your request. Details of how your information is collected, used and shared will be explained in our Privacy Policy and applicable consent.

IchhaMoney helps you start your search by collecting the information needed for your selected financial product. Based on the journey, you may then continue to one of our financial partners where relevant loan or credit-card options can be explored.

No. Submitting your details does not guarantee approval. Final eligibility, verification, loan sanction or credit-card approval is determined by the respective lender or card issuer based on its own policies and assessment criteria.

Yes. You can explore Personal Loans, Business Loans and Credit Cards separately. Eligibility, documentation and approval requirements may differ for each product and financial partner.